Which withdrawal methods are available? OANDA Corporation

• OANDA can process up to 100% of the original deposited amount back to a debit card. Any trading profits or amount beyond this limit can be withdrawn via wire transfer. Note: All funds deposited by card before June 3rd, 2023 can only be withdrawn via Wire Transfer (no fees will be charged). If you have funded with a card after this date, any such funds received after this date can be withdrawn back to the card.
• Card withdrawals typically take 1-3 business days for processing. Your debit card provider may take additional time to complete your withdrawal beyond our standard processing time. Withdrawals to debit cards can only be initiated after one day from the time of your deposit and are processed after all your debit card deposits have cleared.
• We do not charge any fees for debit card withdrawals. Your card provider may charge you fees.
• Your withdrawal may be divided into multiple payments to match your original deposit transactions, and as a result may arrive in different batches as processed by your bank.

If I have received a new debit card from my bank, can I add the new debit card and withdraw money to it?

You can add a new card by logging in to the HUB and making a deposit with it. However, due to debit card withdrawal rules it is not possible to withdraw more money than the amount deposited from this new card back to it.

How do I withdraw my money if the debit cards I have used are expired, replaced, lost or stolen, or the account is now closed?

Most banks do accept withdrawals to an expired card, given a replacement card was issued to you and the deposit was made within the last two years. Alternatively, you may contact us to disable the expired card profile and withdraw by wire transfer.

If a card was last used to deposit more than two years ago, you may contact us to disable the card profile and withdraw by wire transfer.

Prior to withdrawing your funds using a wire transfer due to a debit card being replaced, lost/stolen or closed, OANDA requires documentation from your bank verifying that the debit card is no longer in service.

The bank issued document must include the following information:

• Name of the bank debit card owner
• Last four digits of the card number
• A statement citing the card is no longer in service

Please forward this document to us by email at frontdesk@ and we will contact you back with the next steps within one to two business days.

For the protection of your funds, withdrawals by wire transfer must be:

• Withdrawals usually take one to five business days. Your bank may take additional time to complete your withdrawal.
• For the protection of your funds, withdrawals must be processed to bank accounts registered to the same person (or entity) listed on the OANDA account
• The name and address on your OANDA account must match the name and address on the bank account you would like the withdrawal to be processed to.

• If you are withdrawing to a bank account that you have not previously made any deposits from, we will require scan, screenshot or photo of your bank statement, clearly showing:

  1. Your full name

  2. The bank account number

  3. Your current address (addresses need match what is on file with OANDA

  4. The banks logo or emblem

  5. The date of issue which should be within the last 3 months.

• Our withdrawal fees depend on the currency of withdrawal. Refer to the following table:

  Sub-account currency	First withdrawal processed within calendar month	Additional withdrawals processed within calendar month
  CAD	CAD $20	CAD $40
  AUD	AUD $20	AUD $40
  EUR	EUR €20	EUR €35
  CHF	CHF 20	CHF 40
  GBP	GBP £10	GBP £20
  HKD	HKD $150	HKD $300
  JPY	JPY ¥2,000	JPY ¥4,000
  SGD	No fee	No fee
  USD	USD $20	USD $35

It may be due to one of the following reasons:

• You can only withdraw funds that are fully settled. Instant ACH credits can’t be withdrawn.
• You have requested a withdrawal to a different source (not the source of deposit). We return all funds to source. For instance, if you deposited funds using a debit card, you would need to withdraw those funds to that same card. If your card is no longer valid, please see the ‘+ Withdrawing by debit card’ section above.
• We are unable to verify the source of your funds, which is required under anti-money laundering (AML) regulations. For specifics, email us at frontdesk@ .
• You did not have enough margin available to cover the withdrawal amount requested.

Your cryptocurrencies are stored in a Paxos wallet.

At this time, you can’t withdraw cryptos directly. You must sell the cryptos and then withdraw your funds.